Cover Your Retirement Bases

In this episode, we cover key retirement planning strategies to help you strengthen your financial future heading into 2025. From maximizing Social Security and retirement contributions to reducing taxes and avoiding costly mistakes, these insights can help keep your plan on track.

Key Topics Covered:

• When to claim Social Security to maximize lifetime income

• 2025 IRA and 401(k) contribution limits and catch-up opportunities

• Using Roth conversions for long-term tax efficiency

• Planning for healthcare costs and eliminating debt before retirement

• Managing required minimum distributions (RMDs) to avoid penalties

• Tax-saving strategies like tax-loss harvesting and charitable giving

• The importance of updating beneficiaries and estate documents

This episode is designed to help you finish the year strong and move into the new year with clarity and confidence in your retirement plan.

Connect with Marc Hernandez:
LinkedIn: Marc Hernandez: https://www.linkedin.com/in/money-man-marc/ Marc@MAHFinancial.Biz
http://www.mahfinancial.biz
(956) 994-0407

Connect with Carlos Lopez:
LinkedIn: Carlos Lopez: https://www.linkedin.com/in/carlos-omar-lopez-9b4734167/ http://www.mahfinancial.biz
(956) 994-0407